EMI and Payment Policy

Last updated: July 7, 2026

To provide a seamless checkout experience, Gadget N Gadget supports multiple secure payment channels alongside flexible Equated Monthly Installment (EMI) plans in partnership with leading commercial banks in Bangladesh.

1. Accepted Payment Methods

We accept a wide array of payment channels for online checkout and instore shopping:

Cash on Delivery (COD): Available inside Dhaka City Corporation.
Mobile Financial Services (MFS): bKash, Nagad, Rocket, Upay.
Debit & Credit Cards: Visa, Mastercard, American Express, UnionPay (authorized via SSLCommerz secure gateway).
Direct Bank Transfers: EFT or physical cash deposit into our official bank accounts.

2. EMI (Installment) Terms

Customers holding credit cards issued by our partner banks are eligible to select EMI plans during checkout:

Tenure Options: EMI plans can be selected for 3, 6, 9, or 12 months durations.
0% Interest: Available on selected premium gadgets under promotional offers.
Regular Pricing: Please note that Cash Discount pricing does not apply to EMI purchases. EMI is calculated based on the Regular Price.

3. Credit Card Processing

Your EMI application is processed in real time by the card-issuing bank. Once a transaction is completed, the full purchase value is blocked on your credit card limit and subsequently converted by your bank into monthly installments within 3 to 7 working days.

4. Secure Gateway Assurance

GNG utilizes SSL security protocols to protect transaction data. We do not store credit card numbers, CVVs, or bank authorization pins on our database servers.